Duration 33:1

Term Insurance : Ultimate Guide | Best Life Insurance 2023 | LLA

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Published 17 May 2023

Buy Term Insurance from Policy Bazaar (affiliate) 👇 http://term.lla.in/ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ Start your Investing Journey with the best Brokers👇 Zerodha: http://zerodha.lla.in/ Upstox: http://upstox.lla.in/ Other Investment Options: https://link.labourlawadvisor.in/investment ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ Insurance is Important, Get one Now! 👇 Term Insurance: http://term.lla.in/ Health Insurance:http://health.lla.in/ Car Insurance: https://4wheeler.lla.in Bike Insurance: https://2wheeler.lla.in Choose the right Insurance for yourself: https://link.lla.in/LLA-PL-life-insurance ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ 📚COURSES: https://lpti.lla.in ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ Free AI Newsletter: http://tsc.lla.in ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ Employment Consultancy, Contract Review, Salary Structure Review: https://www.consult.lla.in/ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ CHAPTERS: 0:00 Introduction 3:05 Who needs Life Insurance? 4:03 Ideal Insurance Cover? 9:51 Cheapest Kyu? 12:59 Time Value of Money 13:43 Why not Whole Life Insurance? 14:58 Big Realisation 15:50 Adequate Term? 16:24 How to select best company? 19:26 Riders 27:18 How to avoid Claim Rejection? 29:39 Big Problem No.1 30:32 Big Problem No. 2 ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ Shot & Edited by: Rohan Agarwal (https://instagram.com/vankayl) Written by: Money-Minded Mandeep (https://instagram.com/0mandeep7) ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ FOLLOW US 📲 Twitter: https://link.lla.in/LLAtwitter Instagram: https://link.lla.in/LLAinsta Telegram: https://t.me/JoinLLA Facebook: https://link.lla.in/LLAFB Subscribe to our Newsletter: https://labourlawadvisor.in/newsletter/ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ #LLA #termplan #insurance

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Comments - 3809
  • @
    @LabourLawAdvisorlast year Buy Term Insurance from Policy Bazaar
    681
  • @
    @Asho3535last year What pure coincidence. I was searching for this same topic for the past 2 days. Thanks mandeep. 193
  • @
    @harshitvarshney33757 months ago The passion this entire team has forknowledge for general public" and the way they explain both are remarkable.
    kudos to entire team!
    36
  • @
    @powerrpoint874611 months ago Just loved it. I' m 19yr old single parent child and i just loved your way of teaching to this young generation of us. 12
  • @
    @swapnilpandey59406 months ago This is exactly what crossed my mind when i was about to buy insurance, simply invest the additional amount and get a suitable term insurance.
    this thanku lla, best content creators on youtube. ...Expand
    10
  • @
    @chhavikantsinghlast year This is absolutely brilliant. It' s hard for me to explain the whole concept of why one should not mix investment and term insurance. Sharing this . ...Expand 18
  • @
    @VIVEKKUMAR-mh9dc7 months ago Highlights from video:
    1. Check for all common illnesses for critical illness riders.
    i. Talk to the policy bazar agent about it.
    id="hidden4" />2. Accidental disability rider
    3. Check for partial disability or total disability.
    4. Check if the rider is getting subtracted from the whole amount or if it' s over and above.
    5. Physical test before taking term insurance.
    6. Whenever you go to the hospital after purchasing term insurance maintain a proper file of medical history so that it can be shown as proof by your family in case the claim is rejected. It will prove that you didn' t lie while taking insurance and you got the disease after taking term insurance.
    7. Let your family know about your insurance, insurance documents etc, how to claim etc.
    8. Monthly payout is not good when your family receives the issuance money
    . ...Expand 73
  • @
    @aniruddhapatil6144last year I don' t have words to describe how much respect i have for you guys. Love you so much for your work. Please keep going. 90
  • @
    @rakshitkathawate88387 months ago I don' t know, how is such valuable & unbiased knowledge lla team is giving for free, just in order to make " india financially kudos.
    i hope this guides, will ensure our families don' t face issues during settlements if we follow proper guidelines
    .
    ...Expand 4
  • @
    @amaypatel8716last year Why we are not taught such things during our college days? Lla team please take a bow, you have taught us something that many professors in the college have failed to teach us. More power to you and your team. 17
  • @
    @aniruddhatiwari795911 months ago Maine aaj tak itna clear video pure life me nhi dekha ise mai 2 3 bar dekh k acche se decision le sakta hu. 6
  • @
    @101BeingHappy11 months ago Such a detailed, well thought and educating video! Giving all the minute details of the term insurance. May be, you can also add points related to death i . ...Expand 38
  • @
    @rutvikdoshi182010 months ago Kudos to you and the team for such enthusiasm and zeal. Keep doing the great work!
    this is one of the few channels that i regularly watch. Huge keep up the great work. ...Expand
    14
  • @
    @ashishdhanda00007last year This video is a game-changer! The Ultimate Guide on Term Insurance by LLA is an absolute must-watch for everyone. It's so important to be aware id="hidden9" class="buttons"> of scams and make informed decisions when it comes to protecting our loved ones. Thank you, LLA, for shedding light on this crucial topic and equipping us with the knowledge we need. .. ...Expand 62
  • @
    @adityapratapsingh294211 months ago Hands down the best video on life insurance i' ve seen till now, that too when i am about to buy insurance next month. Can' t be explained better. 4
  • @
    @ankeetsharma31868 months ago Although i understood these concepts earlier but to get such intricate details and learn about each terms and conditions in such a beautiful way is eye thanks a ton to the team for making complex choice simpler. ...Expand 4
  • @
    @tusharma237 months ago This was the most informative video on term insurance i have ever seen and it was an eye opener for me. Thank you so much, you are doing great help to . ...Expand 2
  • @
    @Thedeepaksahu11 months ago This is a very knowledgeable video for such an age like 20, but now i know my do' s and don' ts. Thank you for this initiative to make everyone jagruk
    will never leave the channel.
    3
  • @
    @jaydeepmeda665311 months ago It was long but didn' t feel like it. Many people do not understand the " time value of money" greatly explained in the video. Hope you make also great tips for successful claim process. ...Expand 3
  • @
    @souravsingh3677last year A very commendable job by lla team. Hats off to you guys.
    you guys just don' t stop impressing me. Keep up the good work.
    14
  • @
    @samriddhirastogilast year Instantly forwarded this to my extended family. I was telling them since years about term insurance benefits rather than these money back policies but they were not ready to listen! 1
  • @
    @sanketbutala35 months ago I have huge respect for mandeep and the lla team. I do prefer watching lla videos before making any financial decisions because of the honest information and guidance provided in their videos. 1
  • @
    @shreyarora554111 months ago Bhai first time i am making a comment on youtube video
    bhai sach main maza agaya aisa laga jaise koi apna bhai hume betha kar humare bhale k baare main bata raha h
    hats off to u bro.
    2
  • @
    @ncrwalalaunda5 months ago Buddy im 20 and ive seen so much of your videos and ive learnt about investment and insurance and my rights in the world of corporate
    thanks to ll im working and ill always be learning with you guys. ...Expand
    4
  • @
    @amitjangir80236 months ago What a video, should be broadcasted on national tv. True social work without any greed of any big gain. Respect from heart.
  • @
    @clickingshutterlast year was exactly what I was looking for! There are two options for me, where one is returning entire premium and other is not but cheaper payout. Thanks Mandeep for this amazing and detailed video. .. ...Expand 7
  • @
    @betterversionofyourselflast year Hatsoff to you money mindedteam.
    thanks a lott. For this amazing video.
    lots of love and blessings to you and team. Keep doing great work and keep educating us thank you.
    ...Expand 3
  • @
    @SnehilCodes11 months ago The passion with which you' ve talked in this video is immaculate! Loved every second of it and thanks for making it clear for me. You' re teaching what the indian education system failed to teach us. 62
  • @
    @MrPratitblast year Long, but this is actually the ultimate term insurance video. " time value of money" is a game changer period. 1
  • @
    @DrDisconnecting5 months ago Watched the entire thing and bought myself a term insurace from policy bazar. I' m so happy i watched this. Also recommended to others to buy insurance and asked them to keep investment seperate and insurance separate. 2
  • @
    @VarunKhanna_vklast year This is the best term insurance video on youtube. Period!
    hats off to your reserach & providing clarity on the matter.
    4
  • @
    @Mr.camicoreactionlast year Sir your videos gives lots of people' s life stability in terms of money management, insurance policy, investment etc. Keep going and keep educating us. 2
  • @
    @sanjayoak4416last year " money minded mandeep" ji, this is how you help us become money minded. This is the best ever comprehensive video i have watched on life insurance covering all critical aspects. Thanks a lot.
  • @
    @AnilSa1110 months ago Watching this at 2. 30 in the morning and now i think i can sleep peacefully.
    was thinking of taking a term life insurance recently and this id="hidden25" video came as a total life saver. I will share it as much as i can and would surely apply all the knowledge you shared.
    thank you
    . ...Expand 2
  • @
    @shashanksingh496811 months ago Thank you so much mandeep! This was a huge, horrific and dangerous concept for me as a 25 year old individual, didn' t understood it fully, only want . ...Expand 2
  • @
    @VijaySolanki-zb2pf9 months ago Best of the best 30 minutes you can spend understanding life insurance! Hats off.
  • @
    @SubhomoyRoy5678last year Brother. I am following your work since couple of months may be an year. I belong from the financial industry. And i must say. The work you are doing id="hidden27" is incredible and thanks for making such videos to make people understand on these matters. Thanks again. Keep up good work. ...Expand 5
  • @
    @akhilesh0212last year Mai fan hoon lla ka keeping that aside. I am amazed to see the level of understanding mandeep has at his age is outstanding. 1
  • @
    @gohilchetan219810 months ago What a purity in your video. Seriously it will very help full for me. Ek request hai aap bhi dusre logo ki taraf course bechne ka kam mat start karta. . ...Expand 1
  • @
    @randomaccessmemory9340last year I' ve watched so many videos on term insurance plus videos on term insurance by lla also, but this is so far clean step by step short understandable requesting you to please make exactly this type of video on medical insurance, i' m tired of so many confusion in that. ...Expand
  • @
    @rpmeena49798 months ago Sir till date i have watched so many channels. But i have never seen such a channel which has given complete information. Sir love you. You have made my . ...Expand 1
  • @
    @monikasharma4396last year Awesome video. Being a girl, no one in your family or friends circle talks about money and finance with you much. So, i was always eager to know many things, . ...Expand 8
  • @
    @Curious_insan11 months ago THE ULTIMATE GUIDE in its truest sense.
    Ultimate content
    Ultimate energy
    Ultimate script
    />HAVE SEEN 100's even 1000's of EXPLAINER Videos from numerous knowledge creators, BUT this Video is FIRST TO GET MY LIKE & SHARE in my 10 yrs of youtube usage history.
    Extremely Engaging EXPLAINER video, Passionately presented with minute details with lucidity by own MoneyMindedMandeep
    Hoping to get such an elaborate & detailed video on Health Insurance too.
    One day I hope to make content with such passion on my own
    ..
    ...Expand 5
  • @
    @kiranhulle9532last year Barobar. Each words are important in this video. I will share this video with my friends and family. This is the best term insurance video on youtube. Thank you sir. 2
  • @
    @TheChamanchandalia11 months ago I was about to go for a term insurancer with a cover of 99 years, a few days back. But then, somehow i stumbled upon this video of lla and thank god, i a big shoutout to lla team and especially mandeep for articulating this video in alanguage. ...Expand
  • @
    @asishkumarsatapathy3466last year You, your team is the educator we need. With better and accessible internet, we need these types of content to make ourselves educated. 8
  • @
    @tanayaagrawal314010 months ago Actually a honest person first time seen in social media great job.
  • @
    @shivaprasadshivakalimath1264last year Guys, firstly lots of respect and love for youll. I was rescued from falling into a big ditch after watching you and after that i always make sure to w . ...Expand 46
  • @
    @swapnilgorane1992last year I rarely comment on youtube but you deserve appreciation for the info you shared. Thank you for the great video. 1
  • @
    @wamansawant508711 months ago One of the best and detailed video i have ever seen on internet about insurance. I make sure that every member of my family and friends should watch this for better understanding ofit up. 1
  • @
    @rahulsagarwebdeveloper10 months ago What a simple way to explain! Amazing! Nice point is that you have always ask same question of audience like me. You gave solution same. I appricate your effort mandeep!
  • @
    @KishanGupta-ki2tz11 months ago Superb video Mandeep. Enjoyed watching all the parts of the video and took note of even the minute things that could go wrong when buying Insurance. id="hidden38" class="buttons">
    Hats off to you guys
    .. ...Expand 2
  • @
    @darshitgajjar519911 months ago You' re information really awesome and full of details about how families suffer after well wishes died from any family and how people struggle to claim that amount. Great man.
  • @
    @shahidakhtar9733last year Much awaited video. Thanks a lot mandeep for giving such deep insights. I have been following channel for long and have learnt a lot on personal finance. i am 23 and will buy the term life insurance this year only before becoming 24. Huge respect!. ...Expand 24
  • @
    @Abhyss11 months ago Hi there,
    i have seen videos and artcilles from many reputed sources, but the way you explained cleared all the doubts that surfaced afterother material.
    great job. Keep it up.
    1
  • @
    @ankith131611 months ago truly fruitful videotysm for great insights. 3
  • @
    @kaushalendrakumarsingh58184 months ago Thanks to the team lla.
    i learned many important things. The most important are:
    1. Insurance is not investment
    2. Insurance must 3. For wealth creation, do invest
    4. For a long time period, do think about the time value of money
    .
    ...Expand
  • @
    @luckycharm199911 months ago I myself is a certified financial planner & educate people the same (amp; never suggest endowment plans) i am really thankful to you for sharing the . ...Expand
  • @
    @nischal163311 months ago I am turning only 18 this year but this video was definitely something i needed to watch
    thank you.
  • @
    @smartphone4521last year One youtube channel
    of which i am proud is made by indians.
    you guz rock.
    this video also must be shown in all offices and even schools for class 11 and 12.
    great job guys.
    3
  • @
    @theIkiGuy10 months ago What an amazing concept!
    thank you so much for teaching it!
    may god bless you and your team:
    1
  • @
    @Devashish_Kumar10 months ago This type of video is needed on health insurance too.
    great work team lla.
  • @
    @dr.chetan10 months ago Best video they have ever created on their channel. This video is really an ultimate guide to buy term insurance. Hats off to mr. Money minded mandeep (mm . ...Expand
  • @
    @mohittomer637011 months ago Mandeep: you' re great at this young age you' re giving right knowledge to everyone! Keep it up! All d best. 1
  • @
    @atulsingh370310 months ago Words to appreciate your work, content and way of explaining things would be lesser. Thanks and all the best for the whole lla team.
  • @
    @aartitank9637last year Lla team is antaryami. Always shares video on topics i searched for. It' s been really helpful. Thank you for sharing such quality information. 3
  • @
    @ashvinpanchal199411 months ago Thank you bhai. You are like god, and holy book bhagwat geeta, always help people in their confused time in life, with 100% honesty, and this we expect for ever, 1
  • @
    @chickenmostwantedlast year This is the one of the best videos i have come across this year.
  • @
    @Prithviraj-ge5qc5 months ago Yes sir! We want a video on. What to do with that 2 crore amount. 2
  • @
    @nawazpasha4448last year Am 27 now also just got married and was looking for ideas or suggestions how to plan my wealth with safety for my family, your video opened my eyes so thank you so much for the video.
  • @
    @Sarwarkhan-lx2sb5 months ago I' ve been watching your shorts for the past 2 years and this is my very first full video to watch in your channel.
  • @
    @sunnyboy1295last year Wow. This team deserves a huge applause for creating such incredible content to aware the masses. I can say this too is no less than a social work to safeguard also it will be great if you can enlighten us on how to stop getting scammed from purchasing an insurance while taking home loans and use these term insurance instead!. ...Expand 11
  • @
    @ankitsehrawat8211last year The masterpiece of all the important information is provided by you.
    thanks a lot!
    1
  • @
    @jsmohapatra11 months ago Very helpful covers everything you need to know before taking term insurance, everything in one place thanks a ton.
  • @
    @kaulnupur4 months ago Your sarcasm is what keeps it real its better to get the zore ka jhatka, dheere se keep doing the good work its extremely helpful.
  • @
    @VivekKumar-zf2kc9 months ago While watching this video i checked online and it was insightful about claim settled. It helped me to buy policy right now. Because i' ve lapsed hdfc term insurance.
  • @
    @kiranthakur26510 months ago Bhai. Bahot pyaar aa rha tuz pe. Kitna sahi se bata rhe ho. Aur dil se baat karte ho toh finance bhi samajh aata hai.
  • @
    @3DMestrolast year Thanks lla for finance advises. Your last video actually helped me plan my term plan properly and i agree that we should be taking regular pay option coz . ...Expand 11
  • @
    @bimalchoudhury8182last year The best youtube channel till date in india. 2
  • @
    @tydbrokenheart6 months ago Very nicely explained, we are enough educated to choose best things for us in life but even though we don' t go in such depth of hidden terms & . ...Expand
  • @
    @homeboyaman887511 months ago Honestly was trying to understand term insurance for my mom.
    your video solved all my queries.
    best video till date.
  • @
    @sanatmishra007last year I just love this guyexceptional elaboration of each and every point with clarity. Yes mandeep we want a video regarding what to do with the 2 crore. Awaiting. 2
  • @
    @HarshGoya0704last year Best video i have ever watched across any genre.
    thank you.
    1
  • @
    @kiranshinde986010 months ago I didn' t know about term insurance, but after this video i think i know everything. Thanx mandeep.
  • @
    @arkojyotisen1929last year Sometimes i feel like how you guys can be this true
    i see a lot of youtuber manipulate us in some way.
    thanks for existing.
    5
  • @
    @Guptapiyushlast year Best video ever. Super informative and kept the interest throughout. Even though i am aware of concepts covered, your work is exemplary. You gained a subscriber.
  • @
    @immayurpanchallast year Excellent video. Very detailed! And naked truth! Thank you so much for sharing this! Videos of lla gives goosebumps similiar to thriller movies/series when i get to know the dark side of the. 2
  • @
    @venugopalps911711 months ago I watched the video many times to understand. Coz i am searching for an insurance. Every time i get any doubt, i again watch ur video.
    i am very love you guys. ...Expand
    1
  • @
    @vineetenterprises57023 months ago Jabardast bhai
    gajab ka knowledge diya aapne dil kush ho gaya bhai mere.
    1
  • @
    @gauravraj2604last year Really a much needed video for spreading awareness on term insurance.
    thank you very much mandeep and team lla.
    3
  • @
    @saurabhjoshi293711 months ago In this crowd of content creators only the honest & humble like you, rishabh jain, gagan choudhary to name a few will be on top. Keep it up.
  • @
    @gaurang70last year This is one of the best education video for age group 25-40 must watch it. Clearing lot of concepts and great work going too in depth for each micro details. q: can someone buy term insurance and after some years if they settle in other country can they still continue with their existing indian term insurance? Because if they buy new after some years it will be costlier due to age increase. ...Expand
  • @
    @user-lp2vk9rw1k9 months ago I really appreciate the amount of efforts you and your team put behind this video.
  • @
    @abhishek_ux11 months ago Classic mandeep. I really love the deep down explanation of all the small little intricacies involved with the purchase of term life insurance. Great work.
    ye vakaiye gajjab video tha.
  • @
    @munafs75 months ago No words. Brilliant and brutal honest explanation with almost all topics covered.
  • @
    @bijoyghosh1918last year I laughed too hard at s! Thanks for making such damn good video LLA! Will share it with friends and families for sure! 41
  • @
    @preetip710 months ago This is the best video to understand insurance. Excellent!
  • @
    @sankardas1146last year I am grateful for all your informations. U have covered all my questions. I did lots of mistakes in my term insurance. I am going to modify it immediately. . ...Expand